Global IME Bank Promotes Digital Saving Culture With New Initiative

Global IME Bank Limited has launched the ‘Goal Based Saving’ scheme, enabling customers to set and achieve financial goals through its Global Smart Plus mobile banking app.

Mobile banking users of the bank can save directly via the Global Smart Plus mobile banking app under this scheme. Customers can set savings targets between NPR 50,000 to NPR 500,000 with a tenure of 6 months to 2 years.

The initiative underscores the bank’s commitment to digital innovation and financial inclusion. Customers can track their savings, view statements, and withdraw early—all digitally via the app. The scheme offers attractive interest rates.

Customers can also break their savings goal directly from the mobile banking platform, without visiting a branch. The system calculates the required monthly deposit, interest rate, and goal timeline. Users can opt for automatic deductions or manual deposits. ustomers can conveniently track their statements, fund status, and other related details through Global Smart Plus.

The scheme also includes a round-up saving feature. Under round-up saving, customers can save the rounded-up amount from each merchant QR payment into their goal saving account. There are three options available for round-up saving: nearest two, flat, and percentage.

In the nearest two option, customers specify the nearest amount to round up to. For example, if Rs 224 is paid via merchant QR and the nearest two is set to 25, Rs 1 will be saved towards the goal; if set to 30, Rs 6 will be saved.

Similarly, in the flat amount option, a fixed amount is saved from every transaction. For example, if Rs 100 is set, Rs 100 will be saved from every merchant QR payment.

In the percentage option, a set percentage of each QR payment is saved. For example, if 10% is set, then on a Rs 200 payment, Rs 20 will be saved towards the goal.

Recognized as Nepal’s Best Bank by Global Finance (2024, 2025) and Euromoney (2022, 2024, 2025), Global IME Bank operates in all 77 districts, with 352 branches, 384 ATMs, and extensive remittance services worldwide.